Terms and Conditions for Quidnav

Last Updated: 30-04-25

Quidnav – Terms & Services
Effective date: 30 April 2025

Who we are
Quidnav (“we”, “our”, “us”) operates the website https://quidnav.com (the “Site”). We help UK users discover and share personal-finance resources such as articles, books, podcasts and tools and allow visitors to make voluntary donations to support the platform.

Acceptance of these Terms
By accessing or using the Site you agree to be bound by these Terms & Services (“Terms”). If you do not agree, you must not use the Site.

Eligibility & user accounts
To create an account or make a donation you must be at least 18 years old and capable of forming a binding contract under English law. You are responsible for safeguarding your login credentials and for all activity occurring under your account.

Donations and payments
All donations are voluntary and non-refundable unless required by law. Payments are processed by a secure third-party payment provider. By submitting payment details you authorise the payment provider to charge the specified amount. We do not store your full card details on our servers.

Your use of Quidnav you agree to:
- use the Site only for lawful purposes;
- refrain from posting or sharing content that is illegal, offensive, or infringes any third-party rights;
- not attempt to interfere with the Site’s security or functionality.
We may suspend or terminate access if you breach these Terms.

Content on the Site
Information on Quidnav is provided for general information only and does not constitute financial, investment or legal advice. You should seek professional advice before making financial decisions. We are not responsible for third-party content linked or referenced on the Site.

Intellectual property
Except for content you submit, all text, graphics, logos and other materials on the Site are owned by or licensed to Quidnav and are protected by applicable intellectual-property laws. You may view, download and print material for personal, non-commercial use only.

User-submitted content
When you submit reviews, comments or other materials, you grant us a worldwide, royalty-free, perpetual licence to store, display, reproduce and distribute that content on the Site and in marketing related to Quidnav. You remain responsible for the legality and accuracy of your submissions.

Privacy and cookies
We collect your name, email address and payment details (handled by our payment provider) when you create an account or make a donation. Full details of how we handle personal information, including cookie use, are set out in our Privacy Policy at https://quidnav.com/privacy-policy, which forms part of these Terms.

Disclaimers
The Site is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or suitable for your particular purposes.

Limitation of liability
To the fullest extent permitted by law, Quidnav and its employees, directors and agents shall not be liable for any indirect, consequential or special loss, or for any loss of profits, revenue, data or goodwill arising out of or in connection with your use of the Site or any donation.

Indemnity
You agree to indemnify and hold harmless Quidnav from any claims, damages, liabilities and expenses, including reasonable legal fees, arising from your breach of these Terms or misuse of the Site.

Governing law and jurisdiction
These Terms are governed by the laws of England. The courts of England shall have exclusive jurisdiction over any dispute arising out of or relating to these Terms or your use of the Site.

Changes to these Terms
We may update these Terms from time to time. We will post the revised version on the Site and notify registered users by email. Continued use of the Site after the effective date of changes constitutes acceptance of the revised Terms.